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	<title>APM News Express &#187; Operations</title>
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	<link>http://www.apmnews.org</link>
	<description>Community Association Property Management, Palm Beach Co., Florida</description>
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		<item>
		<title>Fair Housing Laws vs. a Community Association’s CC&amp;R’s</title>
		<link>http://www.apmnews.org/fair-housing-laws-vs-a-community-association%e2%80%99s-ccr%e2%80%99s/</link>
		<comments>http://www.apmnews.org/fair-housing-laws-vs-a-community-association%e2%80%99s-ccr%e2%80%99s/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 02:23:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Documents]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[Residents]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=857</guid>
		<description><![CDATA[Sometimes federal Fair Housing Laws will trump a community association’s Covenants, Conditions and Restrictions (CC&#038;R’s).  CC&#038;R’s are contained in the association’s documents and they were written by the developer to ensure that a community was to be maintained in the future with a consistent character and vision. ]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Fidelity Bonds for Community Associations</title>
		<link>http://www.apmnews.org/fidelity-bonds-for-community-associations/</link>
		<comments>http://www.apmnews.org/fidelity-bonds-for-community-associations/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 14:54:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[Crime Coverage]]></category>
		<category><![CDATA[Employee Dishonesty]]></category>
		<category><![CDATA[fidelity Bond]]></category>
		<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=865</guid>
		<description><![CDATA[I am not aware of any law that requires a community association to have Fidelity Bond coverage, but in the normal course of business it is a prudent form of protection.  Fidelity Bond coverage provides protection for loss of money (i.e., reserves or operating expenses, additional securities and property) that would arise from fraudulent or dishonest acts of those who would be defined as persons handling the association’s money.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Use Caution When Posting Minutes on a Community Association Website</title>
		<link>http://www.apmnews.org/use-caution-when-posting-minutes-on-an-association-website/</link>
		<comments>http://www.apmnews.org/use-caution-when-posting-minutes-on-an-association-website/#comments</comments>
		<pubDate>Fri, 09 Jul 2010 14:36:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[community association website]]></category>
		<category><![CDATA[Minutes]]></category>
		<category><![CDATA[Notices]]></category>
		<category><![CDATA[website]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=843</guid>
		<description><![CDATA[As community association websites become the norm for the industry, Boards of Directors and management need to gain guidance from the association attorney on how meeting minutes should be written and handled in order not to cause any potential legal problems for the association.]]></description>
		<wfw:commentRss>http://www.apmnews.org/use-caution-when-posting-minutes-on-an-association-website/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is Your Community Association Using an “Unlicensed” Bookkeeper?</title>
		<link>http://www.apmnews.org/is-your-community-association-using-an-%e2%80%9cunlicensed%e2%80%9d-bookkeeper-2/</link>
		<comments>http://www.apmnews.org/is-your-community-association-using-an-%e2%80%9cunlicensed%e2%80%9d-bookkeeper-2/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 10:47:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[bookkeeping]]></category>
		<category><![CDATA[Community Association]]></category>
		<category><![CDATA[FS Chapter 468]]></category>
		<category><![CDATA[Statutes]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=964</guid>
		<description><![CDATA[As the economy in Florida experienced a downturn, collections of delinquent assessments rose and association revenues fell, we saw a trend where some community associations who wanted to save money began to employ ordinary business bookkeeping services who, by definition by the state of Florida, would be considered as an “unlicensed” bookkeeper.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2010 Hurricane Season – A Plan for Pruning Shade Trees</title>
		<link>http://www.apmnews.org/2010-hurricane-season-%e2%80%93-a-plan-for-pruning-shade-trees/</link>
		<comments>http://www.apmnews.org/2010-hurricane-season-%e2%80%93-a-plan-for-pruning-shade-trees/#comments</comments>
		<pubDate>Thu, 03 Jun 2010 20:25:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Maintenance]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[Board Members]]></category>
		<category><![CDATA[Community Association]]></category>
		<category><![CDATA[Pruning]]></category>
		<category><![CDATA[Tree Maintenance]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=941</guid>
		<description><![CDATA[The 2010 hurricane season started on June 1st and one of the most vulnerable and expensive items that can and will be affected by severe weather is our landscaping, especially our trees.  If our shade trees are not maintained on a regular and consistent basis, along with a pruning plan, we are then exposing our trees to possible expensive and costly damages.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>June 1st is the Start of the 2010 Hurricane Season – Get Ready Here</title>
		<link>http://www.apmnews.org/june-1st-is-the-start-of-the-2010-hurricane-season-%e2%80%93-get-ready-here/</link>
		<comments>http://www.apmnews.org/june-1st-is-the-start-of-the-2010-hurricane-season-%e2%80%93-get-ready-here/#comments</comments>
		<pubDate>Thu, 20 May 2010 18:29:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[Residents]]></category>
		<category><![CDATA[emergency preparedness]]></category>
		<category><![CDATA[hurricanes]]></category>
		<category><![CDATA[severe weather]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=945</guid>
		<description><![CDATA[It doesn’t seem possible, but Tuesday, June 1st is the official start of the 2010 hurricane season in Florida.  Weather experts are predicting that this season will bring higher than normal activity and more intense storms, due to El Nino subsiding in the Pacific and warmer waters in the Atlantic Ocean.]]></description>
		<wfw:commentRss>http://www.apmnews.org/june-1st-is-the-start-of-the-2010-hurricane-season-%e2%80%93-get-ready-here/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Insurance Appraisals Required Every 36 Months for Condominium Associations</title>
		<link>http://www.apmnews.org/insurance-apprasials-required-for-condominium-associations/</link>
		<comments>http://www.apmnews.org/insurance-apprasials-required-for-condominium-associations/#comments</comments>
		<pubDate>Thu, 06 May 2010 12:05:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[hazard insurance]]></category>
		<category><![CDATA[insurance appraisal]]></category>
		<category><![CDATA[replacement cost]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=851</guid>
		<description><![CDATA[While researching an insurance question for a client, I was led to this section of Chapter 718 of the Florida Statutes.  This is a good reminder for all boards of directors to research and determine the last time that your association had an insurance appraisal that determined the “full insurable value” or “replacement cost” of your association property.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Community Association &#8220;Patching &amp; Praying&#8221; or &#8220;Reserving for Repairs&#8221;?</title>
		<link>http://www.apmnews.org/does-your-community-association-patch-pray-or-reserve-for-repairs/</link>
		<comments>http://www.apmnews.org/does-your-community-association-patch-pray-or-reserve-for-repairs/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 20:09:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Maintenance]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[deferred maintenance]]></category>
		<category><![CDATA[reserve for repairs]]></category>
		<category><![CDATA[reserve funding]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=869</guid>
		<description><![CDATA[Is “Patch and Pray” a substitute for the line item Reserve for Repairs in your community association’s budget?  Many community association budgets are being stretched thin due to lower revenues and rising owner delinquencies.  In order to combat this trend, Boards are either borrowing from their reserves to operate, not fully funding their reserves, or not making the necessary repairs and replacements that are deemed to be necessary by either state statute or by their documents.]]></description>
		<wfw:commentRss>http://www.apmnews.org/does-your-community-association-patch-pray-or-reserve-for-repairs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Watch Your Community Association Funds Closely</title>
		<link>http://www.apmnews.org/watch-your-community-association-funds-closely/</link>
		<comments>http://www.apmnews.org/watch-your-community-association-funds-closely/#comments</comments>
		<pubDate>Thu, 22 Apr 2010 20:04:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[Statutes]]></category>
		<category><![CDATA[bank ratings]]></category>
		<category><![CDATA[Cash]]></category>
		<category><![CDATA[Community Association]]></category>
		<category><![CDATA[funds]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[Safety]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=761</guid>
		<description><![CDATA[With deteriorating bank balance sheets and the lowering of the bank ratings, we are reminded that Boards of Directors have a statutory and fiduciary duty to maintain and invest community association funds wisely and safely.  With the current low yields and lower assessment revenues there may be a tendency for some associations to want to forget that the Florida statutes are quite clear about commingling, investing and reporting when it comes to your association funds.]]></description>
		<wfw:commentRss>http://www.apmnews.org/watch-your-community-association-funds-closely/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Does Our Community Association Need a Notice of Commencement?</title>
		<link>http://www.apmnews.org/why-does-our-community-association-need-a-notice-of-commencement/</link>
		<comments>http://www.apmnews.org/why-does-our-community-association-need-a-notice-of-commencement/#comments</comments>
		<pubDate>Thu, 15 Apr 2010 18:12:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Board of Directors]]></category>
		<category><![CDATA[Maintenance]]></category>
		<category><![CDATA[Operations]]></category>
		<category><![CDATA[Statutes]]></category>
		<category><![CDATA[Lien]]></category>
		<category><![CDATA[Mechanics Lien]]></category>
		<category><![CDATA[Notice of Commencement]]></category>
		<category><![CDATA[Notice to Owner]]></category>

		<guid isPermaLink="false">http://www.apmnews.org/?p=788</guid>
		<description><![CDATA[Throughout the years many community associations have found themselves in legal and financial disputes with contractors for work performed because they do not comply with the Florida Construction Lien Law.  There are stories of community associations who have paid contractors all of the required funds, executed and received release of liens with each stage of payment, only to receive a notice of lien from a supplier of materials/labor as they had never been paid from the contractor for their work! ]]></description>
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		<slash:comments>3</slash:comments>
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